Independent Agency · Specialty Commercial Insurance · Since 2017
Specialty Insurance for Businesses Standard Policies Don't Fit
Downhole tools, construction fleets, data center contracts, growing payrolls. We place the coverage most agents can't, through specialty markets most agencies don't have access to.
Most commercial policies are written to satisfy a lender, a landlord or a checklist. We start with how your business actually operates and the contracts you sign, then build coverage that responds when it has to.
Based in The Woodlands, Texas. Serving businesses with up to 500 employees and $25M in annual revenue.
Programs Built for Hard-to-Place Risks
These are the risks we know best, and the ones most generalist agencies send away.
Downhole Tool Insurance
Replacement-cost coverage for drilling, wireline, pipeline inspection, HDD, geothermal and mining tools while they’re underground. Most approvals in 24 hours.
Construction Haulers
An exclusive trucking program for sand, gravel, dirt and equipment haulers: up to 20 trucks, 300-mile radius, 13 states.
The Critical-Build Program
For data center GCs and subs: we read the MSA insurance exhibit, close the gaps and coordinate OCIP/CCIP enrollment.
Employee Benefits
For Texas groups of 5–500: level-funded, self-funded, captive and ICHRA options, plus a free written renewal cost-check in 3 business days.
Specialty Expertise. Carriers You Know.
Not every account needs a specialty market. For standard commercial lines, we place coverage with established carriers including Chubb, Liberty Mutual, AmTrust, Texas Mutual and Hiscox, and turn to specialty markets when a risk calls for it.
Why Business Owners Choose Nolasko
- Access to specialty markets: we can place risks that standard carriers decline.
- Independent, commercial-first: we shop your account across standard carriers like Chubb, Liberty Mutual and AmTrust, and specialty markets when needed, not one carrier’s appetite.
- Contract-driven coverage: we read your MSAs, leases and subcontracts so endorsements match what you signed.
- You work with the principal: when you call, you reach Carlos, not a call center.
Most Business Insurance Isn’t Built for Real Businesses
Many policies are written to satisfy a lender, landlord, or checklist—not to protect your actual risk. That’s how gaps happen, claims get denied, and owners find out too late that coverage didn’t match reality.
We Do It Differently
We start by understanding:
How your business makes money
Where losses would hurt the most
Which risks should be transferred—and which shouldn’t
Then we design coverage around your business, not a template.
Commercial Insurance Solutions
We specialize in protecting small to mid-sized businesses across a wide range of industries.
Core coverages include:
Commercial Property
General Liability
Professional & Management Liability
Workers’ Compensation
Commercial Auto
Business Income & Extra Expense
Umbrella & Excess Liability
Employee Benefits
Bonds, P-5 RRC
- International Coverage -Controlled Master Programs
Specialized risks placed through standard and specialty markets.
Your Business Is the Asset. Your Life Depends on It.
For most owners, the business funds everything—home, vehicles, investments, and family security. That’s why we look beyond just the company and help ensure your personal assets are protected because the business is protected properly.
When appropriate, we coordinate:
Personal Umbrella Coverage
Home and Auto Policies
Asset Protection Strategies Tied to Business Risk
How We Work
- Discovery call: how your business makes money, where a loss would hurt most, what your contracts require.
- Coverage design: coverage and endorsements mapped to your operations and agreements.
- Market placement: the right carrier for the risk, from standard to specialty markets.
- Ongoing guidance: annual reviews focused on what changed, not just the renewal date.
Let’s Make Sure Your Coverage Matches Your Business
Send us your current policies, or the insurance exhibit from a contract you’re about to sign. We’ll show you what you have, what’s missing, and what it would take to close the gaps.
